Car Accidents

In the United States, insurance laws typically fall into one of two categories: fault and no-fault. 12 states follow a no-fault system, which requires each individual injured in a car accident to pay for their damages with their own insurance coverage. However, most states follow a fault-based system, which requires the driver responsible for...

Even though it is dangerous and highly illegal, some people drive without a driver’s license. There are many reasons why an unlicensed driver may be on the road; the driver may have forgotten to renew the license, be unable to obtain one, or have a license suspension or revocation on his or her record....

Illinois is a fault insurance state, which means that a driver who causes an accident must pay for the losses of the other drivers, passengers, and pedestrians injured in the crash. If you are the victim of a negligent Illinois driver, you can pursue compensation for your injuries by filing an insurance claim. Although...

Illinois is a fault insurance state, which means that drivers who cause accidents must pay for the damages of their victims. If you are in a collision with a negligent driver, you can seek compensation for your injuries through an insurance claim or lawsuit -- but this process can be lengthy and difficult to...